Standard Deduction Calculator (2026)

Calculator

If you itemize and your itemized deductions exceed the standard deduction, itemizing may lower taxable income.

Results

Estimates for educational purposes. Consider your full tax situation for exact results.

How to Use This

• Enter your best estimates (rounding is fine).
• Review the result and read the methodology below.
• Use the linked guide for deeper planning and edge cases.

Methodology

1. Base standard deduction by filing status.
2. Add extra amount for age 65+ and/or blind.
3. MFJ applies additional amounts per person.

Replace placeholders with official IRS 2026 standard deduction values.

Related Guides

• Tax Deductions vs Credits (2026)
• 2026 Federal Tax Master Guide

FAQ

Should I itemize or take the standard deduction?

If your itemized deductions exceed the standard deduction, itemizing may reduce taxable income. Many taxpayers take the standard deduction.

Do age 65+ and blindness increase it?

Often yes. There is typically an additional standard deduction for qualifying taxpayers, varying by filing status.